I am a fiduciary independent Registered Investment Adviser, a financial planner, and a licensed attorney in Colorado. I strive to foster long-term client relationships committed to simple and effective methods to accomplish your financial goals. As a trusted partner, I will give you objective financial advice tailored to your circumstances.

I am a fiduciary. I adhere to the highest investment advisory standards of conduct and ethics. I always act solely in your best interests, offering advice without conflicts of interest. Not all financial advisers are fiduciaries, nor are they held to these high standards.

My fee is simple. I charge a reasonable hourly fee with prior written agreement concerning the scope of services. There is no minimium. I am not compensated based on a percentage of assets under management (AUM), or on your investment decisions. Many financial advisors who are "fee-only" advisors want to take control of your financial assets to charge you an ongoing fee of 1% or more of your assets. An AUM fee structure may not be in your best interest.

I am independent. I am not employed by or affiliated with any financial services firm or insurance company. I do not sell financial or insurance products. I do not charge, pay or receive commissions. I receive no form of undisclosed compensation.

I aspire to simplicity in finance and in life. I will listen carefully to your concerns. I will discuss financial matters in plain English. We will collaborate regarding approaches to your circumstances. You will understand the reasons behind my recommendations. Together we will develop sound methods, such as using low-cost index funds, to secure your financial future.

Hiring a financial planner is an important decision. Please contact me with any questions as you make your decision.